diff --git a/worklenz-frontend/src/pages/projects/projectView/finance/finance-tab/finance-table/finance-table.tsx b/worklenz-frontend/src/pages/projects/projectView/finance/finance-tab/finance-table/finance-table.tsx
index 1cbfe8a3..d7540c58 100644
--- a/worklenz-frontend/src/pages/projects/projectView/finance/finance-tab/finance-table/finance-table.tsx
+++ b/worklenz-frontend/src/pages/projects/projectView/finance/finance-tab/finance-table/finance-table.tsx
@@ -22,6 +22,8 @@ import { useAppDispatch } from '@/hooks/useAppDispatch';
 import { setSelectedTaskId, setShowTaskDrawer, fetchTask } from '@/features/task-drawer/task-drawer.slice';
 import { useParams } from 'react-router-dom';
 import { parseTimeToSeconds } from '@/utils/timeUtils';
+import { useAuthService } from '@/hooks/useAuth';
+import { canEditFixedCost } from '@/utils/finance-permissions';
 import './finance-table.css';
 
 type FinanceTableProps = {
@@ -48,6 +50,12 @@ const FinanceTable = ({
   const taskGroups = useAppSelector((state) => state.projectFinances.taskGroups);
   const activeGroup = useAppSelector((state) => state.projectFinances.activeGroup);
   
+  // Auth and permissions
+  const auth = useAuthService();
+  const currentSession = auth.getCurrentSession();
+  const { project } = useAppSelector((state) => state.projectReducer);
+  const hasEditPermission = canEditFixedCost(currentSession, project);
+  
   // Update local state when table.tasks or Redux store changes
   useEffect(() => {
     const updatedGroup = taskGroups.find(g => g.group_id === table.group_id);
@@ -110,6 +118,8 @@ const FinanceTable = ({
         return <Typography.Text>{formattedTotals.total_time_logged}</Typography.Text>;
       case FinanceTableColumnKeys.ESTIMATED_COST:
         return <Typography.Text>{formatNumber(formattedTotals.estimated_cost)}</Typography.Text>;
+      case FinanceTableColumnKeys.COST:
+        return <Typography.Text>{formatNumber(formattedTotals.estimated_cost)}</Typography.Text>;
       case FinanceTableColumnKeys.FIXED_COST:
         return <Typography.Text>{formatNumber(formattedTotals.fixed_cost)}</Typography.Text>;
       case FinanceTableColumnKeys.TOTAL_BUDGET:
@@ -269,7 +279,7 @@ const FinanceTable = ({
       case FinanceTableColumnKeys.ESTIMATED_COST:
         return <Typography.Text>{formatNumber(task.estimated_cost)}</Typography.Text>;
       case FinanceTableColumnKeys.FIXED_COST:
-        return selectedTask?.id === task.id ? (
+        return selectedTask?.id === task.id && hasEditPermission ? (
           <InputNumber
             value={editingFixedCostValue !== null ? editingFixedCostValue : task.fixed_cost}
             onChange={(value) => {
@@ -295,12 +305,17 @@ const FinanceTable = ({
           />
         ) : (
           <Typography.Text 
-            style={{ cursor: 'pointer', width: '100%', display: 'block' }}
-            onClick={(e) => {
+            style={{ 
+              cursor: hasEditPermission ? 'pointer' : 'default', 
+              width: '100%', 
+              display: 'block',
+              opacity: hasEditPermission ? 1 : 0.7
+            }}
+            onClick={hasEditPermission ? (e) => {
               e.stopPropagation();
               setSelectedTask(task);
               setEditingFixedCostValue(task.fixed_cost);
-            }}
+            } : undefined}
           >
             {formatNumber(task.fixed_cost)}
           </Typography.Text>
diff --git a/worklenz-frontend/src/pages/projects/projectView/finance/project-view-finance.tsx b/worklenz-frontend/src/pages/projects/projectView/finance/project-view-finance.tsx
index ad296f7d..2872d1ac 100644
--- a/worklenz-frontend/src/pages/projects/projectView/finance/project-view-finance.tsx
+++ b/worklenz-frontend/src/pages/projects/projectView/finance/project-view-finance.tsx
@@ -1,4 +1,4 @@
-import { Button, ConfigProvider, Flex, Select, Typography, message } from 'antd';
+import { Button, ConfigProvider, Flex, Select, Typography, message, Alert } from 'antd';
 import { useEffect, useState } from 'react';
 import { useParams } from 'react-router-dom';
 import { useTranslation } from 'react-i18next';
@@ -12,6 +12,8 @@ import { RootState } from '@/app/store';
 import FinanceTableWrapper from './finance-tab/finance-table/finance-table-wrapper';
 import RatecardTable from './ratecard-tab/reatecard-table/ratecard-table';
 import ImportRatecardsDrawer from '@/features/finance/ratecard-drawer/import-ratecards-drawer';
+import { useAuthService } from '@/hooks/useAuth';
+import { hasFinanceEditPermission } from '@/utils/finance-permissions';
 
 const ProjectViewFinance = () => {
   const { projectId } = useParams<{ projectId: string }>();
@@ -23,6 +25,11 @@ const ProjectViewFinance = () => {
   const { refreshTimestamp, project } = useAppSelector((state: RootState) => state.projectReducer);
   const phaseList = useAppSelector((state) => state.phaseReducer.phaseList);
 
+  // Auth and permissions
+  const auth = useAuthService();
+  const currentSession = auth.getCurrentSession();
+  const hasEditPermission = hasFinanceEditPermission(currentSession, project);
+
   useEffect(() => {
     if (projectId) {
       dispatch(fetchProjectFinances({ projectId, groupBy: activeGroup }));
@@ -146,10 +153,28 @@ const ProjectViewFinance = () => {
       {/* Tab Content */}
       {activeTab === 'finance' ? (
         <div>
+          {!hasEditPermission && (
+            <Alert
+              message="Limited Access"
+              description="You can view finance data but cannot edit fixed costs. Only project managers, team admins, and team owners can make changes."
+              type="info"
+              showIcon
+              style={{ marginBottom: 16 }}
+            />
+          )}
           <FinanceTableWrapper activeTablesList={taskGroups} loading={loading} />
         </div>
       ) : (
         <Flex vertical gap={8}>
+          {!hasEditPermission && (
+            <Alert
+              message="Limited Access"
+              description="You can view rate card data but cannot edit rates or manage member assignments. Only project managers, team admins, and team owners can make changes."
+              type="info"
+              showIcon
+              style={{ marginBottom: 16 }}
+            />
+          )}
           <RatecardTable />
           <Typography.Text
             type="danger"
diff --git a/worklenz-frontend/src/pages/projects/projectView/finance/ratecard-tab/reatecard-table/ratecard-table.tsx b/worklenz-frontend/src/pages/projects/projectView/finance/ratecard-tab/reatecard-table/ratecard-table.tsx
index 3a621f10..72763b18 100644
--- a/worklenz-frontend/src/pages/projects/projectView/finance/ratecard-tab/reatecard-table/ratecard-table.tsx
+++ b/worklenz-frontend/src/pages/projects/projectView/finance/ratecard-tab/reatecard-table/ratecard-table.tsx
@@ -19,6 +19,8 @@ import { jobTitlesApiService } from '@/api/settings/job-titles/job-titles.api.se
 import RateCardAssigneeSelector from '@/components/project-ratecard/ratecard-assignee-selector';
 import { projectsApiService } from '@/api/projects/projects.api.service';
 import { IProjectMemberViewModel } from '@/types/projectMember.types';
+import { useAuthService } from '@/hooks/useAuth';
+import { canEditRateCard, canAddMembersToRateCard } from '@/utils/finance-permissions';
 import { parse } from 'path';
 
 const RatecardTable: React.FC = () => {
@@ -31,6 +33,14 @@ const RatecardTable: React.FC = () => {
   const isLoading = useAppSelector((state) => state.projectFinanceRateCard.isLoading);
   const currency = useAppSelector((state) => state.financeReducer.currency).toUpperCase();
   const rateInputRefs = React.useRef<Array<HTMLInputElement | null>>([]);
+  
+  // Auth and permissions
+  const auth = useAuthService();
+  const currentSession = auth.getCurrentSession();
+  const { project } = useAppSelector((state) => state.projectReducer);
+  const hasEditPermission = canEditRateCard(currentSession, project);
+  const canAddMembers = canAddMembersToRateCard(currentSession, project);
+
   // Local state for editing
   const [roles, setRoles] = useState<JobRoleType[]>(rolesRedux);
   const [addingRow, setAddingRow] = useState<boolean>(false);
@@ -238,6 +248,7 @@ const RatecardTable: React.FC = () => {
           type="number"
           value={roles[index]?.rate ?? 0}
           min={0}
+          disabled={!hasEditPermission}
           style={{
             background: 'transparent',
             border: 'none',
@@ -245,10 +256,12 @@ const RatecardTable: React.FC = () => {
             padding: 0,
             width: 80,
             textAlign: 'right',
+            opacity: hasEditPermission ? 1 : 0.7,
+            cursor: hasEditPermission ? 'text' : 'not-allowed'
           }}
-          onChange={(e) => handleRateChange(e.target.value, index)}
-          onBlur={(e) => handleRateBlur(e.target.value, index)}
-          onPressEnter={(e) => handleRateBlur(e.target.value, index)}
+          onChange={hasEditPermission ? (e) => handleRateChange(e.target.value, index) : undefined}
+          onBlur={hasEditPermission ? (e) => handleRateBlur(e.target.value, index) : undefined}
+          onPressEnter={hasEditPermission ? (e) => handleRateBlur(e.target.value, index) : undefined}
         />
       ),
     },
@@ -265,15 +278,17 @@ const RatecardTable: React.FC = () => {
               ) : null;
             })}
           </Avatar.Group>
-          <div>
-            <RateCardAssigneeSelector
-              projectId={projectId as string}
-              selectedMemberIds={memberscol || []}
-              onChange={(memberId) => handleMemberChange(memberId, index, record)}
-              memberlist={members}
-              assignedMembers={assignedMembers} // Pass assigned members here
-            />
-          </div>
+          {canAddMembers && (
+            <div>
+              <RateCardAssigneeSelector
+                projectId={projectId as string}
+                selectedMemberIds={memberscol || []}
+                onChange={(memberId) => handleMemberChange(memberId, index, record)}
+                memberlist={members}
+                assignedMembers={assignedMembers} // Pass assigned members here
+              />
+            </div>
+          )}
         </div>
       ),
     },
@@ -282,14 +297,16 @@ const RatecardTable: React.FC = () => {
       key: 'actions',
       align: 'center',
       render: (_: any, record: JobRoleType, index: number) => (
-        <Popconfirm
-          title={t('deleteConfirm')}
-          onConfirm={() => handleDelete(record, index)}
-          okText={t('yes')}
-          cancelText={t('no')}
-        >
-          <Button type="text" danger icon={<DeleteOutlined />} />
-        </Popconfirm>
+        hasEditPermission ? (
+          <Popconfirm
+            title={t('deleteConfirm')}
+            onConfirm={() => handleDelete(record, index)}
+            okText={t('yes')}
+            cancelText={t('no')}
+          >
+            <Button type="text" danger icon={<DeleteOutlined />} />
+          </Popconfirm>
+        ) : null
       ),
     },
   ];
@@ -315,9 +332,11 @@ const RatecardTable: React.FC = () => {
       loading={isLoading || isLoadingMembers}
       footer={() => (
         <Flex gap={0}>
-          <Button type="dashed" onClick={handleAddRole} style={{ width: 'fit-content' }}>
-            {t('addRoleButton')}
-          </Button>
+          {hasEditPermission && (
+            <Button type="dashed" onClick={handleAddRole} style={{ width: 'fit-content' }}>
+              {t('addRoleButton')}
+            </Button>
+          )}
           {/* <Button
             type="primary"
             icon={<SaveOutlined />}
diff --git a/worklenz-frontend/src/utils/finance-permissions.ts b/worklenz-frontend/src/utils/finance-permissions.ts
new file mode 100644
index 00000000..9214f3e8
--- /dev/null
+++ b/worklenz-frontend/src/utils/finance-permissions.ts
@@ -0,0 +1,58 @@
+import { ILocalSession } from '@/types/auth/local-session.types';
+import { IProjectViewModel } from '@/types/project/projectViewModel.types';
+
+/**
+ * Checks if the current user has permission to edit finance data
+ * Only users with project admin, admin or owner roles should be able to:
+ * - Change fixed cost values
+ * - Add members to rate cards
+ * - Change rate per hour values
+ */
+export const hasFinanceEditPermission = (
+  currentSession: ILocalSession | null,
+  currentProject?: IProjectViewModel | null
+): boolean => {
+  if (!currentSession) return false;
+
+  // Team owner or admin always have permission
+  if (currentSession.owner || currentSession.is_admin) {
+    return true;
+  }
+
+  // Project manager has permission
+  if (currentProject?.project_manager?.id === currentSession.team_member_id) {
+    return true;
+  }
+
+  return false;
+};
+
+/**
+ * Checks if the current user can edit fixed costs
+ */
+export const canEditFixedCost = (
+  currentSession: ILocalSession | null,
+  currentProject?: IProjectViewModel | null
+): boolean => {
+  return hasFinanceEditPermission(currentSession, currentProject);
+};
+
+/**
+ * Checks if the current user can edit rate card data
+ */
+export const canEditRateCard = (
+  currentSession: ILocalSession | null,
+  currentProject?: IProjectViewModel | null
+): boolean => {
+  return hasFinanceEditPermission(currentSession, currentProject);
+};
+
+/**
+ * Checks if the current user can add members to rate cards
+ */
+export const canAddMembersToRateCard = (
+  currentSession: ILocalSession | null,
+  currentProject?: IProjectViewModel | null
+): boolean => {
+  return hasFinanceEditPermission(currentSession, currentProject);
+}; 
\ No newline at end of file